WOW! Found an old statement from 2005 and called for current balance, which is nearly $36,000 (not $3600). That's some really good news!

Using the $7700 at 1.99% from AMEX that was originally targeted to pay down the BOFA at 8.49% to pay back an IRA loan that will cost $10,500 if the money isn't back by 6/26. When DH's car sells, I hope to pay the money back, but short term it's much cheaper to borrow it at 1.99% than get hit with a 10% penalty plus have it added to our income and be taxed!

Baby steps, baby steps, baby steps...I have to just keep moving forward.

Here we go:

Car: 23658.08

HELOC: 185853.31

First Mortgage: 582654.78

IRA: 120654.99

401K: 3600.00

Savings: 16000.00

EF: 1000.00

Here's where I am:

April Statement May Statement
$5,019.21 $4,964.98
$6,975.00 $6,875.00
$7,217.70 $7,143.85
$9,899.51 $12,900.48
$18,267.72 $20,065.72
$23,116.12 $24,594.18
$0.00 $0.00
$0.00 $0.00
$8,082.95 $99.81
$3,626.98 $126.98
$0.00 $0.00
$0.00 $0.00
$0.00 $0.00

-$194.15 $5,434.19 Paid Off

$82,205.19 $76,771.00 Balance